Nowadays, banking is so convenient, and you don’t even have to go to the bank for most of the services a bank offers you. Checking your balance, money transfer, apply for loans are some of the many things you can do from the comfort of your home.
SBI is one of the leading banks in India that provides several benefits to customers like- Net banking, Web portals, and Banking services through App.
You can use all of these features to perform any tasks related to banking. SBI has made its services convenient and easier for its users.
In this article, we are going to talk about some of the features of SBI. SBI balance Enquiry online and by the Missed call is a free service for the customers so you can check your balance any time anywhere.
Before using this amazing service, read our article to learn every detail and the advantages it can offer you.
Table of Contents
SBI Online Balance Enquiry
The SBI has a web portal for online balance enquiry where you can easily check your account’s balance and perform some other tasks as well.
First, you need to register yourself with the SBI Online Service.
Then you can log in to the online account with your user I.D. and password and click on the balance option to check your balance.
This service makes banking an easy thing as you don’t have to go to your bank and stand in line to get things done. You can do most of the stuff from anywhere anytime.
SBI SMS and Missed call Service
Everyone likes to know their account’s detail from time to time, and if you can get it faster and easier, then what could be better than that.
This service is called SBI Quick Missed Call Banking, and all of the SBI customers can use it.
For all the customers of State Bank of India, some Toll-free numbers are available so you can perform specific tasks and get information about your account on your phone.
These Toll-free numbers can give you information about SBI Balance Check, mini-statement, E-statement (last six months), and education loan certificate statement, home loan certificate statement, home and car loan details, social security schemes’ details.
You can also generate a new ATM pin and request to block your ATM card.
We will talk about all these things in detail in this article, but first, you need to register for the SBI Missed call and SMS service.
So let’s get into it.
How to register to SBI Balance Enquiry by Missed Call
To register for this service, you just need to send an SMS to a number, and you can use all the benefits of it. First, you need to make sure your phone number is registered with your SBI account number.
Now send this SMS- REG<your account number> to 09223488888 for enabling this service. To explain it more, let me show you an example- REG 652437987367 now press the send button.
Then you will receive a confirmation message upon successful registration.
If you are unable to register successfully, carefully check your SMS’s format if it is right then maybe your number is not updated with your account.
Go to your home branch and update your number and then try.
Features of SBI Balance Enquiry by Missed Call
You can get information about your balance and get your mini statement with just a missed call. Earlier I told you about some of them now we are going to explain to them so you can learn every detail about these features.
All of the numbers I am going to tell you about in this article you don’t have to add country code in front of them.
Balance Enquiry
To get information about your last precise balance on your account, you can give a missed call or send an SMS ‘BAL’ to 09223766666.
After that, you will receive the information you seek on your phone.
Mini Statement
You can get your account’s mini-statement that will include the last five transactions of your account by a missed call or Sending SMS ‘MSTMT’ to 09223866666.
It is beneficial as you don’t have to go to the bank to request a mini statement.
Other features of SBI Quick
Previously I explained the features of SBI quick that you can get with both Missed call and SMS. Now let’s talk about some features that are only available through SMS.
Cheque Book Request
If your last checkbook is fully finished and you want a new one, you can request for it by giving a missed call or sending an SMS ‘CHQREQ’ to 09223588888.
After that, you will receive an SMS containing a ‘number.’ Now you have to send an SMS CHQACCY6 ‘number you received’ to 09223588888. You have to send this number in 2 hours for further processing.
This is a much better option than standing in a line on your bank for several hours just to get a new checkbook.
E-Statement
If you want more detailed information about your account’s statement, you can request an E-Statement that will include transactions of the last six months.
You need to have an Email id registered with your account for this service as you will receive your desired information there. The information will come in an encrypted password file.
You can choose the password yourself.
For using this service, you just have to send an SMS ‘ESTMT<Account Number><code> to 09223588888.
[Note- The code here is any four-digit password you want in the encrypted PDF file. The <> are used here to show space between the texts.]
Education Loan Interest Certificate
You can use your education loan interest certificate for an income tax deduction. You can get this certificate very quickly by sending an SMS ELI<Account Number><code> to 09223588888.
This loan interest certificate also works as a record for you to keep track of interest on your paid payments of the education loan.
This certificate will also come with a four-digit password of your choice.
[Note- The code here is any four-digit password you want in the encrypted PDF file. The <> are used here to show space between the texts.]
Home Loan Interest Certificate
This certificate also has the same benefit as the Education Loan Interest Certificate. You can claim tax deduction up to two Lakh R.S. under section 24.
To get this certificate, you only have to send an SMS HLI<Account Number><code> to 09223588888.
There is also an option for you to get the latest information related to Home or Car loans through SMS. To use this feature, you can send an SMS HOME or CAR to 09223588888; after that, you will get all the details related to this service.
[Note- The code here is any four-digit password you want in the encrypted PDF file. The <> are used here to show space between the texts.]
Generate ATM Pin
Generating a new ATM pin through SMS is quite easy and fast; you just have to follow the given instructions.
First, send an SMS Last four digits of your ATM card<Last four digits of your account number> to 567676. Now, you will receive an OTP on your registered phone number.
You can use this OTP to create a new PIN at any SBI ATM. This OTP will be valid for two days, but I recommend you should create a new PIN as soon as possible.
Deregistering SBI Missed call and SMS Service
This service is a great way to get information related to your SBI account, but there are other options available, and you are free to use every one of them.
If you don’t need to use this service anymore want to deregister your number with this service, there is a very simple way to do it.
You just have to send an SMS DREG to 09223488888, and the service will no longer be connected to your account.
Also Check out: Check SBI Complaint Status Online
FAQs
Is SBI Missed call and SMS service available for all types of Accounts?
This service is available for SB/CA/OD/CC accounts.
If I have multiple accounts with SBI, can I enable this service for all of them at once?
No, you can only use this service for one account at a time. If you want to use it on another account, you have to deregister your first account and then register the second one.
Is there a charge for using SBI Missed call and SMS service?
The six-digit numbers like “567676” require charges, so you have to pay for it, but if you are using the ten-digit numbers like “09223588888,” you don’t have to pay the service.
The Missed call service is also free, so you don’t have to worry about paying.
How many services can I request from SBI Missed call and SMS Service?
Right now, there is no limit for using this service, so you can request as many enquiries as you want in a month or year.
What if I am facing a problem with SBI Missed call and SMS service?
You can call their customer service for further help; these are Toll-free; these numbers are- 18004253800 and 1800112211. You can also send them an email on [email protected] for instant help.
To Conclude
SBI Balance Enquiry by Missed Call – Toll-Free Online Balance Enquiry Number is an excellent initiative by the SBI for its customers.
This useful service especially helps those who are busy in life or business and don’t have the time to go to the bank for some simple information.
It makes staying connected with your bank a lot smoother and convenient.
Please do share your views on this article and let us know if this article helpful in getting the information that you needed.
